Most car accidents are minor. A bumper is dented. A door is scratched. A taillight is busted. These are quickly resolved with the admittance of fault and the exchange of insurance information. Generally, police and legal authorities aren’t involved at all.
But when an accident extends beyond minor car damage or no one admits fault or the insurance companies are trying to take advantage of the situation, it’s time to get legal assistance.
Here is when you should get an attorney for an auto accident.
When You’re Not Properly Compensated
In an ideal world, if someone causes the accident, all of your needs are taken care of by their insurance provider. However, that’s not always the case. Some insurance companies will try to get out of covering certain damages.
Other times, the person who hit you will deny fault. If you are the victim, you have the right to be fully compensated for the damages done to you.
When They Get Their Attorney Involved
Whether you caused the accident or someone caused damage to you, if the other party brings an attorney into the fold, you should do the same. Otherwise, you could quickly be taken advantage of.
When You Don’t Have Insurance or Your Insurance isn’t Covering You
In the state of Ohio, it’s illegal to drive without insurance. If you cause an accident, and you don’t have the proper coverage, it’s in your best interest to contact an attorney so you can make the best of a bad situation.
In other cases, you may have insurance, but your company is refusing to cover you based on a technicality. If you feel your own insurance company is taking advantage of you, it’s time to get a lawyer.
When Your Future is Affected
Immediate medical needs should be covered by insurance. Whether it’s stiches, broken bones, or something else, most car insurance policies have a degree of medical coverage built in.
But what about future complications, prescriptions, therapy visits, etc.? Or, what if your injuries go beyond the coverage amount of the other person’s policy?
This accident is now affecting your future. An injury can take you out of work temporarily or worse, prevent you from continuing your job at all.
If you have on-going medical needs, or you’ve been in an accident that has compromised your future, a lawyer can help make sure you’re properly taken care of.
When You’re Emotionally Compromised
Terrible things can happen in a car accident. Tragedy does most of its damage beneath the surface. If you’ve lost someone in an accident, you find yourself psychologically affected, and/or your general quality of life is diminished, an attorney can help.
Money will never get back what you’ve lost, but financial support can get you the help and assistance you need.
If you’ve been in an accident, you need to act immediately. The longer you wait, the harder it will be to make your case and get the proper assistance you need. For an experienced and affordable personal injury attorney in Springfield, Ohio, contact the offices of Michael T. Edwards.